HARIWIBOWO, Ignatius Novianto; SETIAWAN, Wimpie Yustino. Bank Digital: Perilaku Dan Risiko Finansial. Ratio : Reviu Akuntansi Kontemporer Indonesia, [S. l.], v. 5, n. 2, p. 47–64, 2024. DOI: 10.30595/ratio.v5i2.21116. Disponível em: http://jurnalnasional.ump.ac.id/index.php/REVIU/article/view/21116. Acesso em: 8 jul. 2026.