PENGARUH FINANCIAL ATTITUDE, FINANCIAL KNOWLEDGE DAN INCOME TERHADAP FINANCIAL BEHAVIOR PADA KALANGAN IBU RUMAH TANGGA KELURAHAN GUNUNG BAHAGIA BALIKPAPAN
DOI:
https://doi.org/10.30595/kompartemen.v20i2.13602Keywords:
Financial behavior, Financial attitude, Financial Knowledge, IncomeAbstract
Penelitian ini bertujuan untuk mengetahui pengaruh financial attitude, financial knowledge dan
income terhadap financial behavior pada kalangan ibu rumah tangga Kelurahan Gunung Bahagia
Balikpapan secara simultan dan parsial. Dalam penelitian ini sampel yang digunakan sebanyak
166 ibu rumah tangga dengan menggunakan rumus slovin. Penelitian ini menggunakan metode
purposive sampling, convenience sampling, penyebaran kuesioner, dan regresi linier berganda.
Hasil dari penelitian ini menunjukkan bahwa Secara simultan financial attitude, financial
knowledge dan income memiliki pengaruh signifikan terhadap financial behavior pada kalangan
ibu rumah tangga Kelurahan Gunung Bahagia Balikpapan.Secara parsial variabel financial
attitude, financial knowledge berpengaruh positif dan signifikan terhadap financial behavior,
sedangkan variabel income secara parsial tidak memiliki pengaruh terhadap financial behavior.
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