Identifikasi Konsep Al-‘Uqud Al-Murakkabah dan Al-‘Uqud Al-Muta’addidah dalam Muamalah Kontemporer
https://doi.org/10.30595/islamadina.v0i0.5329
Keywords:
Multi Akad, al-’Uqud al-Murakkabah, al-’Uqud al-Muta’addidahAbstract
Seiring dengan perkembangan perbankan syariah, maka produk-produk syariah juga harus lebih inovatif. Akad-akad dalam yang digunakan pada produk-produk bank syariah pun mengalami perkembangan sehingga tidak hanya menggunakan model akad tunggal. Penggunaan model multi akad masih menjadi perdebatan yaitu al-’uqud al-murakkabah dan al-’uqud al-muta’addidah. Pembahasan terkait dua model akad ini perlu dipahami lebih dalam bagi pihak praktisi dan akademisi dalam mengembangkan produk-produk. Untuk itu makalah ini mengkaji lebih mendalam letak perbedaan dua model akad. Perbedaan antara al-’uqud al-murakkabah dan al-’uqud al-muta’addidah ialah al-’uqud al-murakkabah mengandung konsekuensi satu, sedangkan al-’uqud al-muta’addidah konsekuensinya bisa berbilang.
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