Faktor yang Mempengaruhi Persepsi Pegawai Mengenai Pembiayaan Salam

https://doi.org/10.30595/ajsi.v4i2.17358

Authors

  • Ierma Andriyanti <span lang="EN-US">Fakultas Ekonomi Bisnis, Universitas Sebelas Maret</span>
  • Falikhatun Falikhatun <span lang="EN-US">Fakultas Ekonomi Bisnis, Universitas Sebelas Maret</span>

Keywords:

Pembiayaan, Salam, Persepsi, Syariah, Bank Islam

Abstract

Pembiayaan akad bai’ salam belum menjadi perhatian khusus bagi lembaga keuangan syariah BPR Syariah di Indonesia. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi persepsi pegawai mengenai praktik pembiayaan salam pada BPR Syariah di Indonesia. Penelitian ini merupakan penelitian kuantitatif dengan menyebarkan kuesioner kepada pegawai di BPR Syariah Indonesia. Uji regresi berganda digunakan untuk memprediksi 50 responden yang dijadikan sampel di Indonesia yang dipilih dengan menggunakan metode purposive sampling. Temuan analisis penelitian ini menunjukkan bahwa terdapat pengaruh positif yang signifikan secara statistik antara tingkat risiko, kebutuhan, dan peluang terhadap persepsi karyawan terhadap pembiayaan salam.

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Published

2023-09-12

How to Cite

Andriyanti, I., & Falikhatun, F. (2023). Faktor yang Mempengaruhi Persepsi Pegawai Mengenai Pembiayaan Salam. Alhamra Jurnal Studi Islam, 4(2), 111–124. https://doi.org/10.30595/ajsi.v4i2.17358

Issue

Alhamra, Volume 4, No. 2, Agustus 2023

Section

Articles

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Copyright (c) 2023 Ierma Andriyanti, Falikhatun Falikhatun

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